Checking

Our checking accounts are designed to be less complicated and more convenient for you. That’s why we have designed checking accounts for virtually every need and lifestyle, from students to those 49 and better.

Regular Checking

Regular Checking is a great account for the budget-minded individual. There is no minimum monthly balance requirement and it offers great features like ATM access and overdraft protection.

  • Minimum balance to open account, $100
  • Monthly service charge, $6.50
  • 10 included debits per statement cycle, then 50¢ per debit
  • Overdraft protection from savings is available. Transaction fees apply.
  • Check imaging is available for a fee
  • Debit card with ATM access at no cost through the Moneypass Network*

Preferred Checking

  • Minimum balance to open account, $100
  • Minimum balance to avoid service charge, $200
  • Monthly service charge if below the required minimum, $7.00 per statement cycle
  • Unlimited check writing
  • Check Imaging is available for a fee
  • Overdraft protection from savings is available. Transaction fees apply.
  • Debit card with ATM access at no cost through the Moneypass Network*

Premium Checking

Premium Checking includes all the features of Preferred Checking, plus you’ll earn a market rate of interest. Maintain a $1,500 average daily balance or a $5,000 combined deposit balance and the monthly service charge is waived.

  • Minimum balance to open account , $100
  • Minimum balance to avoid service charge, $1500 average daily balance or no service charge with combined deposits of $5,000
  • Monthly service charge if below the required minimum, $10.00 per statement cycle
  • Account earns simple interest at market rate; rates subject to change
  • Unlimited check writing
  • Check Imaging is available for a fee
  • Complimentary logo checks (up to 120/order, wallet style)
  • Overdraft protection from savings is available. Transaction fees apply
  • Debit card with ATM access at no cost through the MoneyPass Network*
  • No – Fee Cashier’s Checks

Rewards Checking (Age 49 & better)

This account is for our special customers, age 49 and better. Rewards Checking pays you a market rate of interest, and is loaded with special features like a low minimum balance, complimentary wallet-style logo checks, and access to your CDs for medical and other emergencies.

  • Minimum balance to open account, $100
  • Minimum balance to avoid service charge, $500 average daily balance or no service charge with combined deposits of $2,500
  • Monthly service charge if below the required minimum, $5.00 per statement cycle
  • Account earns simple interest at market rate; rates subject to change
  • Unlimited check writing
  • Check Imaging is available for a fee
  • Complimentary logo checks (up to 120/order, wallet style)
  • Overdraft protection from savings is available. Transaction fees apply
  • Debit card with ATM access at no cost through the Moneypass Network*
  • No – Fee Cashier’s Checks

*Third party fees may be charged at non Moneypass and non Willamette Valley Bank ATMs