Savings

We offer several options for individuals to save and earn competitive rates of interest on funds. Upon opening an account, you will receive a disclosure of the terms and conditions and an Account Agreement. All accounts are subject to the terms and conditions of the Account Agreement.

Personal Savings

  • Minimum balance to open account, $100
  • Minimum balance to avoid service charge, $200 average daily balance
  • Monthly service charge if below the required minimum, $3.00 per statement cycle
  • Earns a competitive rate of interest
  • No excess activity fee with an average daily balance of $1,000*
  • 4 withdrawals per statement cycle with no per transaction fee*
  • Debit card with ATM access at no cost through the Moneypass Network**

Student Savings

If you’re under the age of 18, this account is for you! There is no minimum opening balance and no monthly service charges. A great starter account for learning the importance of saving.

  • Earns a competitive rate of interest
  • 4 withdrawals per statement cycle; $1 fee per withdrawal in excess of 4*
  • Up to 6 preauthorized withdrawals per statement cycle*
  • Parent or Guardian required as signer on account

    • *Federal Regulations require banks to limit the way withdrawals are made from a savings account and market interest account. This account allows up to six (6) withdrawals and/or transfers each (4) week or similar period, by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. Excessive withdrawals over the limit may result in fees, account closure, change of account type, termination of transfer capability, or other remedial action. See your account disclosure for full details.

      **Third party fees may be charged at non Moneypass and non Willamette Valley Bank ATMs.