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Knowledge is power! With Mortgage Lending experience since 1994, along with a past 10+ years as a Branch Manager, I have the knowledge, experience and personalized service to assist you with your mortgage needs. With honesty and integrity at the forefront, I do my best to help you get into a new home or refinance you into a lower rate and payment.  I will do what I can to communicate and be available from day one until closing.  My goal is to give every client and realtor the personalized service expected from a professional. We’re in this together.  Allow me to help you make your home dreams a reality!