Common Home Loan & Banking Questions

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I want to take advantage of my home equity.

I want to take advantage of my home equity

WVBK has cash out loan options for you with our Fixed Rate Conventional Mortgages. It offers the confidence of knowing your rate and payment will not change for the term of your loan. This is a great program for anyone planning on being in their home for a longer period of time.

My business has more deposits than most.

My business has more deposits than most.

WVBKs Business Premium account allows up to 300 deposits per cycle at no cost and all the same great features as Business checking. Contact your local banker today to find out more.

I write a lot of checks with my business.

WVBKs Business Premium Checking allows 100 checks per cycle with no additional per check fee and all the same great features as Business checking. Contact your local banker today to find out more.

I need overdraft protection on my checking account.

All of WVBKs Business Checking accounts offer overdraft protection. You have enough to monitor with your business, know your checking account is not one of them with overdraft protection. Transaction fees apply.

I want to earn interest on my checking account balance.

WVBKs business Checking Plus and Business Analysis Checking earns interest on balances. The same great features as our Business Checking account, but this account earns interest as well.

I keep a large balance in my business account.

WVBKs Business Premium Checking is great for businesses who carry large balances with moderate account activity on a monthly basis.

My business has a lot of account activity.

Business Analysis Checking may be for you. This is the ultimate account for high activity. Business Analysis Checking gives you the ability to use balances, through an earnings credit, to offset fees.

I want to start my own business, but am not sure where to get the capital.

WVBK offers a variety of guaranty loan programs to help small businesses get started. These programs are through agencies such as SBA, USDA, and Business Oregon, that provide terms specific to the borrowing need and allow the bank to make loans that otherwise may not qualify.