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WVBK offers a variety of commercial loan programs including construction, purchase and refinance of multi-family investor properties.

A Land Development Loan could be what you are looking for. Land Development (subdivision development): Loans utilized to develop land or lots for residential or commercial use. The completed product is often sold to builders or end users for further development, which repays the loan.

WVBK offers a loan program that will take you from land purchase to construction to long term financing that can make your idea of a new corporate headquarters a reality.

WVBKs Operating Line of Credit might be your solution. It is designed to even out your cash flow cycle by making funds available during the time your working capital is tied up in preparing for your busy season and allowing you the flexibility to repay the line when cash flow permits.

WVBK offers commercial real estate loan products to help you. Retail, Office, Industrial, Warehouse & Multi-family: These property types can be refinanced or purchased using our commercial real estate loan products. These loans are available for owner-occupied properties or investment properties.

Business Term Loan, Machinery & Equipment Financing are options to help you during growth. This product is used to finance equipment, vehicles, facility enhancements or business expansion. Characteristics include monthly principal and interest payments typically amortized in 5 years or less.

If you’re active duty military or a veteran or an eligible family member of a military veteran, you may qualify for a Veterans Affairs loan. The VA Mortgage is a government-based product offering 100% financing of the reasonable value of the property, with less restrictive qualifying terms than conventional programs.

*VA loans require a VA Funding Fee that may be financed into the loan or paid out of pocket at closing.

A High-Balance Mortgage Loan is defined as a conventional mortgage where the original loan amount exceeds the conforming loan limits published yearly by the Federal Housing Finance Agency (FHFA), but does not exceed the loan limit for the high-cost area in which the mortgaged property is located, as specified by the FHFA. The conforming loan limit is $453,100 and the high-cost area limit is $679,650 for a 1-unit dwelling in the continental U.S. WVBK offers high balance loans from both conventional and government home loan programs.