Your money, when you need it

Checking accounts that work for you.

Banking plus; accounts with a personal touch.

We’re local, a bank with a touch of home no matter where you are. Wherever your day takes you, our mobile banking offers features that let you take your banking community with you. Download our app and we’ll always be along for the ride.

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Willamette Valley Bank - Product Options

Find What Meets Your Needs

Checking Account Options

Willamette Checking

The classic checking account with added convenience.

Open Willamette Checking



See Details

  • Minimum balance to open account, $100
  • Minimum balance to avoid service charge, $200
  • Monthly service charge if below the required minimum, $7.00 per statement cycle
  • Unlimited check writing
  • Check Imaging is available for a fee
  • Overdraft protection from savings is available. Transaction fees apply.
  • Debit card with unlimited access to any ATM with reimbursable transaction fees
  • Direct Deposit
  • eStatements
  • eBill Pay
  • Online Banking
  • Online Account Opening

Willamette Interest Checking

Willamette Interest Checking includes all the features of Willamette Checking, plus you’ll earn a market rate of interest. Maintain a $1,500 average daily balance or a $5,000 combined deposit balance and the monthly service charge is waived.

Open Willamette Interest



See Details

  • Minimum balance to open account, $100
  • Minimum balance to avoid service charge, $1500 average daily balance or no service charge with combined deposits of $5,000
  • Monthly service charge if below the required minimum, $10.00 per statement cycle
  • Account earns simple interest at market rate; rates subject to change
  • Unlimited check writing
  • Check Imaging is available for a fee
  • Complimentary logo checks (up to 100/order, wallet style)
  • Overdraft protection from savings is available. Transaction fees apply
  • Debit card with unlimited access to any ATM with reimbursable transaction fees
  • No – Fee Cashier’s Checks
  • Direct Deposit
  • eStatements
  • eBill Pay
  • Online Banking
  • Online Account Opening

Willamette Gold Checking

This account is for our special customers, age 55 and better. Willamette Gold Checking pays you a market rate of interest and is loaded with special features like complimentary wallet-style logo checks and access to your CDs for medical and other emergencies.

Open Willamette Gold



See Details

  • Minimum balance to open account, $100
  • No Monthly service charge
  • Account earns simple interest at market rate; rates subject to change
  • Unlimited check writing
  • Check Imaging is available for a fee
  • Complimentary logo checks (up to 100/order, wallet style)
  • Overdraft protection from savings is available. Transaction fees apply
  • Debit card with unlimited access to any ATM with reimbursable transaction fees
  • No – Fee Cashier’s Checks
  • Direct Deposit
  • eStatements
  • eBill Pay
  • Online Banking
  • Online Account Opening

Willamette Valley Bank VISA Debit Card

See Details

  • Make purchases from your checking account without writing a check
  • Your Willamette Valley Bank Visa card is also your ATM card, with no annual or monthly fees
  • The Visa Debit Card provides convenience and unlimited access coast to coast
  • Use your Visa Debit Card at any ATM with reimbursable transaction fees

Willamette Mobile Banking

Enjoy secure and convenient banking from your Apple™ or Android™ device with the Willamette Valley Bank Mobile App.

See Details

    • 24/7 access to your bank accounts
    • Deposit checks
    • Transfer money between accounts
    • Text alerts
    • Scan QR code to download the Willamette Valley
    • Bank Mobile App

Download from the App Store
Download for Android

*There is no fee to use the app, but message and data rates may apply if utilizing SMS. Such charges include those from your communications service provider.

Willamette Valley Bank

When you choose to deposit your money in a local bank, you are helping to provide a tractor to a local farmer, an oven for the neighborhood bakery, and a home for the family next door. You have the power to decide where your money is reinvested simply by where you choose to bank.

 

Neil Grossnicklaus
President, CEO

 

Personal Checking FAQs

Can I get a home loan while in Chapter 13 bankruptcy?

Can I get a home loan while in Chapter 13 bankruptcy?

Yes you can in many circumstances! If you’ve been in repayment for a year or more, all payments have been made on time, your credit scores are above 580, and you have a stable monthly income, there may be options for you.

I want to earn interest on the money in my checking.

Willamette Interest Checking allows you to earn interest on your balance in your checking account. You do need to maintain a $1500 average daily balance or with combined deposits of $5,000 to avoid a monthly service charge.

I don’t have a lot of money but want to open a checking account.

Willamette Checking and Willamette Gold Checking only require $100 to open an account.

I need personal mobile banking.

All of Willamette Valley Banks accounts are available with mobile and online banking accessibility. Today the world moves faster than ever and you need to have a bank who is there with you, all with the same local community bank service.

I want to earn top interest with unlimited withdraws.

Willamette Valley Bank’s Money Market Account may be the account for you. This account earns money market rates on your entire balance, without tying up your money. The simple interest rate is tiered: this means you’ll earn a higher rate of interest for larger account balances.

I need overdraft protection.

All Willamette Valley Bank Checking Personal Accounts have overdraft protection available. Every checking account can be set up for Overdraft protection from savings.

I’m tired of paying fees at the ATM.

All Willamette Valley Bank Checking Accounts are free of ATM fees. No one wants to pay to access their own money so at Willamette Valley Bank, you don’t have to. Willamette Valley Bank will refund all other bank’s fee for using the ATM.

I dislike monthly service charges.

Willamette Checking, Willamette Interest Checking, and Willamette Golden Checking have no service charge fees when minimum balance is met. See which of these great accounts the right one for you is.

I don’t have big balances in my checking account.

Willamette Checking has a no monthly service charges as long as the minimum monthly average balance of $200.00 is met. Unlimited check writing, reimbursable ATM fees, and more with a low minimum average balance.

Willamette Valley Bank