Dream Big, Save Smart

Our Goals are your goals.

Getting the most out of your hard work.

We know that saving is important to you. It’s important to us, too. You’ve got goals and we’re here to help you meet them. Place your hard earned money in one of our insured saving accounts and you’ll be earning interest 24/7 while we keep it safe. We have saving accounts with a variety of features to help you make the most of your money.

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Willamette Valley Bank - Product Options

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Savings Account Options

Personal Savings

Open Willamette Personal



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  • Minimum balance to open account, $100
  • Minimum balance to avoid service charge, $200 average daily balance
  • Monthly service charge if below the required minimum, $3.00 per statement cycle
  • Earns a competitive rate of interest
  • No excess activity fee with an average daily balance of $1,000*
  • 4 withdrawals per statement cycle with no per transaction fee*
  • Debit card with ATM access with no transaction fee through the Moneypass Network

Student Savings

If you’re under the age of 18, this account is for you! There is no minimum opening balance and no monthly service charges. A great starter account for learning the importance of saving.

Open Willamette Student Savings



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  • Earns a competitive rate of interest
  • 4 withdrawals per statement cycle; $1 fee per withdrawal in excess of 4*
  • Up to 6 preauthorized withdrawals per statement cycle*
  • Parent or Guardian required as signer on account

Certificate of Deposit

We offer a wide range of CDs, with one sure to fit your savings needs. Our low minimum is attractive as well as our wide range of terms from 90 days to 60 months. Using a daily balance method, a daily periodic rate is applied to the principal in the account each day and they are insured to the legal limit by the FDIC. Click here for more detailed information about FDIC insurance coverage. Ask a Personal Banker about all the options available, including current interest rates and annual percentage yields—–call us today!

Open Willamette CD



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If you withdraw any principal before the maturity date, we may impose one of the following penalties:

  • Between 90 and 364 days, the penalty is 90 days interest.
  • Between 365 days or greater, the penalty is 180 days interest.
  • If the account is closed before interest is credited, you will not receive the accrued interest

Money Market

This account earns money market rates on your entire balance, without tying up your money. The simple interest rate is tiered: this means you’ll earn a higher rate of interest for larger account balances.

Open Willamette Money Market



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  • Minimum balance to open account, $100
  • Minimum average daily balance to avoid service charge, $1,000
  • Monthly service charge if below required minimum, $10.00
  • Interest-bearing account that earns tiered money market rates
  • Unlimited withdrawals in person, by ATM or by mail
  • Up to 6 preauthorized withdrawals allowed per statement cycle; $5.00 fee per transaction for excess withdrawals*
  • Debit card with ATM access with no transaction fee through the Moneypass Network

Retirement Accounts

Your financial future can start right now at Willamette Valley Bank.

Our retirement accounts are a wise way to set aside tax-deferred money that will continue to grow for your future. We offer Individual Retirement Accounts (IRA) both Roth, Traditional and our Simplified Employee Pension (SEP) IRA for 90 days up to five year maturities at the corresponding Certificate of Deposit (CD) rate.

Come see our retirement account professionals for advice on the best plan for you

*Federal Regulations require banks to limit the way withdrawals are made from a savings account and market interest account. This account allows up to six (6) withdrawals and/or transfers per statement cycle, by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. Excessive withdrawals over the limit may result in fees, account closure, change of account type, termination of transfer capability, or other remedial action. See your account disclosure for full details.

Willamette Valley Bank

When you choose to deposit your money in a local bank, you are helping to provide a tractor to a local farmer, an oven for the neighborhood bakery, and a home for the family next door. You have the power to decide where your money is reinvested simply by where you choose to bank.

 

Neil Grossnicklaus
President, CEO

 

Willamette Valley Bank