The stability of a bank

Technology to move you forward.

From one local business to another.

Our business accounts are made with you in mind. From checking and savings accounts, to merchant card services and loans to fit your needs, we love working with small to medium sized businesses and know just what you need to thrive.

Business Loans

for your business needs

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Willamette Valley Bank - Product Options

We’re working when you are

Business Checking Options

Business Checking

This account is designed for the small business, offering overdraft protection from a savings account and a Debit/ATM Card.

See Details

  • Minimum balance to open account, $100
  • Minimum balance to avoid service charge, $500 or no service charge with an average daily balance of $1,500
  • Monthly service charge if below required minimum, $10.00
  • 50 checks written per statement cycle with no per item fee
  • 25¢ per item for all checks in excess of 50
  • 125 items deposited per statement cycle with no per item fee
  • 25¢ per item for all deposits in excess of 125
  • Overdraft protection from savings is available.
  • Debit Card with ATM access with no transaction fee through the MoneyPass Network
  • Online banking
  • Check imaging

Business Premium

For those businesses with moderate account activity and a higher account balance.

See Details

  • Minimum balance to open account, $100
  • Minimum balance to avoid service charge, $2500 or no service charge with an average daily balance of $5,000
  • Monthly service charge if below the required minimum, $15.00 per statement cycle
  • 100 checks written per statement cycle with no per item fee
  • 25¢ per item for all checks in excess of 100
  • 300 items deposited per statement cycle with no per item fee
  • 25¢ per item for all deposits in excess of 300
  • Overdraft protection from savings is available.
  • Debit Card with ATM access with no transaction fee through the MoneyPass Network
  • Online banking
  • Check imaging

Business Analysis

The ultimate account for high activity. Business Analysis Checking gives you the ability to use balances, through an earnings credit, to offset fees.

See Details

  • Minimum balance to open account, $100
  • Monthly service charge, $10.00
  • Account earns interest as an earnings credit
  • Overdraft protection from savings is available.
  • Online banking
  • Check imaging

Cash Management

Help your finances to flow more efficiently with Willamette Valley Bank’s Cash Management services and products. Our online solutions will allow you to monitor, assess, and resolve your cash flow needs 24×7, allowing you to focus your time and energy on other aspects of your business.

See Details

  • Analyzed Checking Accounts
  • ACH Origination
  • Remote Deposit Capture
  • Business Online Banking
  • Online Wire Transfers
  • Line of Credit or Sweep Accounts
  • Online Loan payment
  • Online Bill Pay

Kennedy Traeger
Cash Management Specialist
503.485.3784
kennedy.traeger@wvbk.com

VISA Business Debit Card

Make purchases from your checking account without writing a check.

See Details

  • Use your Visa Debit Card at any ATM to access your funds. ATM fees and surcharges are reimbursed.
  • No annual or monthly fees
  • The Visa Debit Card provides convenience and unlimited access coast to coast
Willamette Valley Bank

Business Checking FAQs

My business has more deposits than most.

My business has more deposits than most.

WVBKs Business Premium account allows up to 300 deposits per cycle at no cost and all the same great features as Business checking. Contact your local banker today to find out more.

I write a lot of checks with my business.

WVBKs Business Premium Checking allows 100 checks per cycle with no additional per check fee and all the same great features as Business checking. Contact your local banker today to find out more.

I need overdraft protection on my checking account.

All of WVBKs Business Checking accounts offer overdraft protection. You have enough to monitor with your business, know your checking account is not one of them with overdraft protection. Transaction fees apply.

I want to earn interest on my checking account balance.

WVBKs business Checking Plus and Business Analysis Checking earns interest on balances. The same great features as our Business Checking account, but this account earns interest as well.

I keep a large balance in my business account.

WVBKs Business Premium Checking is great for businesses who carry large balances with moderate account activity on a monthly basis.

My business has a lot of account activity.

Business Analysis Checking may be for you. This is the ultimate account for high activity. Business Analysis Checking gives you the ability to use balances, through an earnings credit, to offset fees.

Willamette Valley Bank