Willamette Valley Bank
Where Local Means Business
Commercial Loan FAQs
I want to start my own business, but am not sure where to get the capital.
WVBK offers a variety of guaranty loan programs to help small businesses get started. These programs are through agencies such as SBA, USDA, and Business Oregon, that provide terms specific to the borrowing need and allow the bank to make loans that otherwise may not qualify.
I want to buy an apartment complex.
WVBK offers a variety of commercial loan programs including construction, purchase and refinance of multi-family investor properties.
I own land and want to develop it.
A Land Development Loan could be what you are looking for. Land Development (subdivision development): Loans utilized to develop land or lots for residential or commercial use. The completed product is often sold to builders or end users for further development, which repays the loan.
I want to build a new corporate headquarters for my company.
WVBK offers a loan program that will take you from land purchase to construction to long term financing that can make your idea of a new corporate headquarters a reality.
My business is seasonal and I need cash flow support.
WVBKs Operating Line of Credit might be your solution. It is designed to even out your cash flow cycle by making funds available during the time your working capital is tied up in preparing for your busy season and allowing you the flexibility to repay the line when cash flow permits.
I want to buy the building my company is currently leasing.
WVBK offers commercial real estate loan products to help you. Retail, Office, Industrial, Warehouse & Multi-family: These property types can be refinanced or purchased using our commercial real estate loan products. These loans are available for owner-occupied properties or investment properties.
My business has grown and I need to expand.
Business Term Loan, Machinery & Equipment Financing are options to help you during growth. This product is used to finance equipment, vehicles, facility enhancements or business expansion. Characteristics include monthly principal and interest payments typically amortized in 5 years or less.